Blocking a Bank of India Credit Card: When the Bank of India Credit Card is lost or stolen, it must be blocked to prevent fraudulent transactions and financial loss. If the account proprietor loses or has his or her Bank of India Credit Card stolen, it is crucial to report the loss and disable the card to prevent fraudulent and unauthorized use.
The account holder must dial the registered mobile number and speak with a customer service representative for further assistance. The account holder must provide the requested Credit Card or account number to the customer service representative.
Blocking a Bank of India Credit Card: If you lose or misplace your Bank of India (BOI) Credit Card, you should immediately deactivate it to prevent unauthorized use. There are multiple methods for blocking your card. Below is a list of these methods.
By Customer Service Number
Your Credit Card could be abused if it falls into a suspect’s hands. Calling the Bank of India card hot listing number, available 24/7, is a simple and practical step. The Credit Card holder must provide the Customer Care Executive with all pertinent Credit Card information. Dial the listed telephone number:
- Toll-Free: Free:1800 425 1112
- Land Line: :(022) 40429123 / (022 )40429127
The numbers are accessible across all national network providers.
Using Internet finance
If you are a Bank of India net banking user, logging into BOI net banking and barring your card could be a much quicker option. Follow the procedures below to restrict a card:
- Navigate to bankofindia.co.in and choose the personal or corporate net banking option.
- Enter your Login ID and password to gain access to your account.
- Click on the “Requests” tab.
- Now, select “Credit Card” from the drop-down menu.
- Click “Hotlist Credit Card” to disable your Bank of India Credit Card.
- Select the Credit Card you wish to block, then select ‘Submit’.
- You will receive an SMS confirmation, and your transaction will be complete.
- Through the Android/iOS Mobile App Card Shield
Card Shield is an innovative Credit Card management and usage application. In addition to restricting your card, it provides features such as establishing a card usage limit and transaction alerts. Listed are the steps:
- Install the Star Token application
- After installation, launching the application will redirect you to the Bank of India net banking login page.
- Sign in to your account with your Login ID and password.
- Select the ‘Requests’ tab from the navigational bar’s upper section.
- Select ‘Credit Card’ from the drop-down menu.
- Select ‘Hotlist Credit Card’ to disable your Bank of India Credit Card.
- Here, you have to select the Credit Card you want to block and then click ‘Submit’ and you are done.
Send a Mailing
You can block your Credit Card by emailing the card details from your registered email address to PSS.hotcard@fisglobal.com, even though this could be more time-consuming than calling or using online banking.
By Visiting the Division
Customers of the Bank of India may visit their local branch. The users must report the loss of their card to the branch representatives, who will then disable it. If you cannot use the Bank of India card hot listing and internet banking, it is best to visit your local branch only. Additionally, it is inconvenient because you may lose your card outside of banking hours or on bank holidays.
Avoid revealing sensitive information to others, such as a PIN or Card number. Always keep your passwords and authentication information current. Keep an eye on your surroundings when withdrawing currency from an ATM.